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% APR with AutoPay and excellent credit. Unsecured Personal Loan. Fast, easy financing for almost anything with LightStream. When you have good credit. While you do not need to have a perfect credit score to get a personal loan, lenders generally see those with credit scores of or above as lower risk. There. Where to find a personal loan with good credit · Banks: Banks tend to have lower APRs — but, often, they also come with strict requirements. · Credit unions. Our personal loan calculator can help you estimate the payment options that best suit your financial needs. Launch Personal Loan Calculator. car icon. How much. Fairstone offers personal loans for rebuilding credit, so you can build a positive payment history and improve your credit score. With no application or early repayment fees, a USAA Bank personal loan is a good alternative to using a higher interest credit card. We offer loans from $1, What is a good credit score for a personal loan? Most personal loan lenders consider good to excellent credit scores, which means a FICO score of at least Most lenders consider those with a credit score of or higher to be lower-risk borrowers. These applicants may have an easier time being approved for. Some may approve loans for scores as low as or even , but scores above often secure the best terms. Keep in mind that your credit score isn't a.
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